Car insurance is a must for anybody who owns or drives a car, regardless of your gender. It is a form of protection that covers the insured from losses and liabilities that can result from traffic accidents.
However, the driver’s gender has been shown to have an impact on the driving habits of an individual. Therefore; there are some companies that have specialty policies for car insurance – women, versus car insurance – men.
Why has a specialty policy for car insurance women?
Several sets of research and surveys have shown that young males tend to drive in a more aggressive manner and take more risks on the road than their women counterparts.
Statistics from the Insurance Institute for Highway Safety have also revealed that every year, there are more men who die because of motor vehicular crashes than women. Women can have car Insurance with them while she is going to play for pokies australia games.
Figures also show that insurance claims made by women drivers also tend to relate to less serious accidents and minor damages to the cars. These conclusions have been attributed to the fact that men drive more miles than women and exhibit risky practices while driving, such as speeding or not wearing a seat belt.
Because of all this, women’s car insurance rates for young drivers, specifically those between the ages of 18 and 25, are generally much lower than those available for their male counterparts.
Car insurance companies usually take into account the risk factors of the driver, which include your age, gender, type of car and driving record, to name a few.
Since research has shown that it costs less when women drivers make insurance claims, insurance companies have decided to pass these savings onto their clients and have made less expensive premiums available for women drivers. Thus, when insuring your car, it is best to choose a car insurance plan made specifically for women. Sometimes women love to go for long drive and play online casino for money at https://www.bestcasinositesonline.com/online-slots/ with various casino games.
Car insurance companies that specialize in providing coverage for women drivers often provide additional benefits that cater specifically to the needs of women drivers. Aside from lower costs, car insurance for women also tends to include handbag coverage, courtesy cars, discounted or sometimes free breakdown coverage and even counseling help-lines. The rest of the coverage available is generally the same.
Before buying car insurance for women, do your research. It is important to get several quotes from various car insurance companies before finally settling on one. Nowadays, you can use the internet to compare policies and quotes.
Make sure that you are really getting an insurance plan made for women, and not just a low-grade plan. Compare not only the available premiums, but also the level of coverage and other extra benefits. Doing all these will help you get the best deal on your car insurance for women, while keeping you completely covered and protected.